FAFSA Season Already? Are You Ready? | Luanne Lee, CCPRS

loudounnovdechrnobleeds2016_page_29Wait a minute. It’s not January, is it? No, its September and no, your eyes aren’t playing tricks on you. We usually contribute a FAFSA article every year for the January issue of Virginia Woman magazine. Why are we so early this year? Although it’s no longer “breaking news,” it was announced in the spring of last year the “New FAFSA” can now be filed starting as early as October 1st of your child’s senior year instead of January 1st as in years past. Are you ready?

Why the big change? One reason is to make the process less confusing. Let’s look at what we used to do. You would file an estimated FAFSA in January, filing the final FAFSA several months later after you have filed your taxes, and then waiting several more weeks to sync your FAFSA and your federal tax return with the IRS Data Retrieval tool to then send the FINAL confirmed data the schools wanted…are you dizzy yet??

Starting in October of 2016 you will file the “New FAFSA” with the “Prior/ Prior Year” federal tax return. Which means for the incoming college class of 2017/18 you will file your child’s FAFSA using data from your (hopefully) already filed 2015 federal tax return. You will continue to use the current asset data on the day you file the FAFSA. Side bar, make sure you have a paper trail/statements of your accounts in the event of an audit.

Since you are using a prior/prior already filed tax return, there will no longer be a 3-week delay to sync up the IRS and the FAFSA Data Retrieval Tool. You can complete all of this in one sitting and submit the FAFSA to the colleges your child is applying to. Are you ready?

The purpose of all of this is so you can find out sooner rather than later what the college is going to offer for a Financial Aid Award and whether the school will be affordable or not. Reality check: do you really think filing three months earlier is going to make that much of a difference? What you should do is to already know ahead of time what is affordable, or not, what schools will be a good fit, or not, what schools will have the major you need, or not, WAY before you file the FAFSA and WAY before your son or daughter falls in love with a school that won’t be a good fit. That way you won’t waste valuable time, effort and financial resources applying to schools you can’t afford.

Another teeny weeny little wrinkle to all of this? Will your child have their list of colleges ready by October 1st? There’s no sense in submitting a FAFSA if you don’t have the schools to submit it to. There’s no sense to submit a FAFSA to schools you aren’t ready to submit applications to since they can’t make you a Financial Aid Award without your application. Are you and your child ready?

If you are NOT ready, overwhelmed, frustrated, concerned and stressed out, we understand and are here to help. If you have a college bound senior your clock is ticking. Call us today.

Now my biggest problem is what will I write about in January!

By: Luanne Lee, CCPRS
Your College Planning Coach
yourcollegeplanningcoach.com

What Is Merit Aid? | Luanne Lee, Your College Planning Coach

Va_Woman_Magazine_July_Aug_2016_Page_23‘Merit Aid’ is a Pricing Strategy to Attract the ‘Best’ Applicants Most of the nation’s 1,540 four-year private colleges and universities now offer discounts (grants, scholarships) to some applicants. These “Presidential Leadership Awards” are issued regardless of financial need.

VPs of Enrollment usually love merit aid; it’s an effective tool that enables them to offer financial incentives to the students who are, subjectively, the most attractive applicants. To fill seats and to compete with private colleges, numerous state schools are experimenting with merit aid, offering discounts to honors students or the in-state tuition rate to select out-of-state applicants.

Discounts offered in 2015 were upwards of 50% making many private colleges almost as affordable as state universities.

Be a ‘Star’: 10 Ways Your Student Can Qualify for More Merit Aid!

1. Apply to Multiple Colleges. Submit 6-10 well-balanced applications. Beauty is in the eyes of the beholder and it is common that your student will be seen as a star at one school but not at another.

2. Invest in an SAT / ACT Prep Course. The SAT and ACT are still the primary measure of college applicants. An SAT/ACT prep course is a solid investment that leads to a greater likelihood of acceptance, more merit aid and less of a gap in the college’s financial aid package.

3. Grades Matter. Pretend you’re a college. Would you give incentives to underachievers? When it comes to merit aid, more As are always better than fewer As.

4. Take AP Courses. More merit aid goes to students who show a willingness to be challenged. Take advanced placement, international baccalaureate, honors, and dual enrollment courses.

5. Complete Applications on Time. No college wants students who procrastinate and don’t turn in work done on time. By missing a deadline, your student creates the impression that the college is certainly not his/her first choice.

6. Interview Preparation. Know the school’s strengths. Know the names of the professors. Be able to articulate why you’re applying to the college and why it’s a good fit. A strong interview can improve the merit award.

7. Essays and Personal Recommendations. This is where you demonstrate your individuality and shine.

8. Geographical Diversity. Colleges want a diverse freshman class, and often give more merit aid to students who live out-of-state.

9. Tweak Your Major. Colleges want diverse graduates, so the intent to pursue a popular major can result in less merit aid. By pursuing a lesspopular major, the merit award is likely to rise.

10. Fill out the FAFSA Form. On the FAFSA form, students specify other colleges where they’re applying. Now, each college knows who the competitors are. This alone can significantly improve awards!

By Luanne Lee, CCPRS, Your College Planning Coach
703-928-9036
www.yourcollegeplanningcoach.com

FREE Workshops July & August Call 703-928-9036
Let us help with scholarships, FAFSA and savings plans for college tuition

7 Most Frequently Asked College Questions | Luanne Lee, CCPRS

1. At our school’s Financial Aid Night we were told ALL we have to pay for college is our EFC. Is that true?

Short answer… NO! This is one of THE most misunderstood misconceptions (and myths) regarding EFC (Expected Family Contribution). Most schools do NOT limit your out-of-pocket costs to EFC, and many public colleges offer families NO financial aid other than government loans even when their EFC is quite low. You should learn your EFC (Expected Family Contribution) early…as in no later than your student’s first year of high school!

2. I heard it is a waste of time filing the FAFSA if you make more than $100K. True or False?

This is such a common misconception and is absolutely… FALSE! Some families earning well beyond $100K qualify for significant need-based financial aid! School selection plays a major part in this.

3. Is it true that there’s lots of financial aid for every student?

No, this is NOT accurate. Beware when colleges (and Uncle Sam) tell you there’s PLENTY of financial aid for every student. What they’re OFTEN referring to is LOANS. Always reply with the clarifying question, “How much of the financial aid you’re referring to is FREE money and how much of it is LOANS?”

4. What about Athletic Scholarships?

Athletic scholarships are highly misunderstood. First of all, only a small number of exceptionally talented high school athletes have even a CHANCE of being recruited into a Division 1 college. And for those fortunate ones who are, the vast majority will find only a partial scholarship being offered to them. Most often it doesn’t come even close to paying for tuition… not to mention room & board, books, and living expenses. Many families are disappointed when they learn of the limited funds their student athlete will receive… after a tremendous investment of time and money for their “ticket to college”!

5. My student has a 4.0 GPA. Won’t they get a full ride?

The term “full-ride scholarship” is used loosely these days, and the reality is… there are very few true “full-rides”, meaning “free college”. Some colleges use the term full-ride to imply free tuition, but NOT inclusive of room & board, books, living expenses, etc.

6. I heard if we stop claiming our child as an exemption on our taxes, they will qualify for more financial aid. True?

No. Until your son/daughter turns 24 (or gets married or has a baby or enters the military), they are considered a DEPENDENT student in the eyes of the government and the colleges. Parent income and assets must be declared on the financial aid forms.

7. What’s the difference between Early Action and Early Decision? 

There’s one BIG difference… Early Action is NON-committal, while Early Decision IS. You can apply Early Action and in the event that you’re accepted (typically by late December), you don’t need to commit until May 1st. However, if you apply Early Decision and you’re accepted, you agree to attend as well as accept the financial aid award offered. Unless money is no object you should never accept Early Decision.

It’s that time of the year AGAIN! To help prospective college prep families get ready for the dreaded application ( sooo many apps to complete) and FAFSA, we have compiled our top questions asked by parents.. To receive a total list ( up to 50 most asked questions every parent needs to know) attend one of our workshops, visit the website or call for. FREE 15 minute consultation)

By: Luanne Lee, CCPRS
Your College Planning Coach

Character: A Key to Success | Dorri C. Scott, Publisher

LoudounMarApr2016HRNB_Page_30The top three things colleges and potential employers look for in recent high school graduates are: reliability, honesty and flexibility. In life, character is key. Colleges and employers want to recruit people who have a strong sense of values and integrity.

Responsible people are willing to be held accountable for their actions. They take pride in their work. They are honest, dependable and punctual; they meet deadlines and complete work thoroughly.

To build yourself, improve your level of responsibility by getting organized. Keep a daily planner; write important information down. When making decisions, think about the long-term effect. Everything about life is NOT “microwaveable,” despite our “instagram, get it done in a nano second” world. Some things take time; a slow bake is often required for long-term gain. Remember that flexible people go with the flow and quickly recover from setbacks. Deadlines change, technology rapidly gets upgraded and old systems are replaced with new ones.

Colleges and employers look for people who can easily adapt to change. If you need to improve in this area try to tackle a new project or change up your normal routine. When something unexpected or new surfaces, remind yourself that you’ve succeeded in the past and you have the skills to succeed once again. Sometime fear of change is really a fear of failure. Get out and challenge yourself, build your self-esteem and take on the world!

Leaders motivate people. They make decisions and stand by them. Leaders support the people they work with and most important LEADERS LISTEN to the needs of others. Good leaders plan. Great leader plan well in advance, are flexible and open minded. They do what is best for everyone involved – despite the temperature, climate and confusion that WILL creep in. Remember people are people and we all bring our “stuff.” Ultimately, the greatest leaders lead by example. He or she defends the little guy and with integrity shows others respect.

Being a Team Player means… Having the willingness to take on more work or making sacrifices when necessary. It also means getting along with those around you, even if they are different (race, sexual preference, gender, religion, political affiliation, etc.).

Team players are respectful of opinions that differ from their own and want what is best for the team. To improve this skill, when working in groups, practice seeing everyone in the group as an important member of the team. No one is better than another and each brings their own skills to the table.

Agree to disagree. Use a difference of opinion as an opportunity to compromise. Colleges and employers are looking for people who consider themselves to be life-long learners; people who are willing and eager to learn new things. Teachable people take criticism well, and use it as a way to improve. They are constantly evolving and changing to be the best person they can be. To improve your skill in this area, take a step back when someone points out a flaw to you. Listen calmly to what they have to say and turn it into an opportunity to improve.

Motivated people set goals and make concrete plans as to how to achieve those goals. They are driven to succeed and as a result, tend to be hard workers. When they have questions, they chase down the answers. They don’t wait for life to happen – they pursue it! To increase your motivation think about what you want long-term out of life, then take small steps to make it a reality. Once you determine the end goal, motivation to achieve that goal usually follows. And know…. your character is always with you even when you think others are not watching.

Dorri C. Scott, Publisher
Virginia WOMAN Magazine

Education Starts At The Student’s Eye Level | Rebecca Eseonu-Chukwu

LoudounMarApr2016HRNB_Page_29The U.S. Department of Education is researching and highly regarding a fundamental pillar that many secondary education centers already build their practices on – education starts with seeing things from a student’s eye level. In order to achieve goals in the classroom, instructors must properly understand a student’s learning style and perspective in order to provide an effective, innovative and customizable curriculum in a comfortable learning environment.

To fully understand this principle and further aid students, back in September of 2012, the U.S. Department of Education announced that it will award $52 million dollars in grants to nationwide centers for the preschool through 12th grade. The objective is to help districts and schools meet student achievements and goals through research-based findings. These cases will include investigating study habits and visual, auditory and tactile learning styles.

Eye Level, a global leader in pre-school through high school self-directed learning, believes that strong self-determination and a fruitful environment are keys to academic success. The company embraces the philosophy that people are always students, learning new topics and information.

“We continuously strive to be a global education service leader by developing new educational services and programs to create a lifelong education system that effectively combines on- and offline resources,” says Eye Level parent company, Daekyo Chairman, Mr. Kang.

Eye Level’s unique perspective that instructors must first become students of their own students is what separates and contributes to the company’s success. Only when the instructor is able to make this connection to a student at the “eye level”, appropriate goals and tailored programs for the student are set and accomplished. A dynamic critical thinking principle also factors heavily into the curriculum.

Similar methods for students, of all ages, are being researched through U.S. government grants to fund the advancement of innovative and comprehensive education, from individual regional centers to the Investing in Innovation (i3) Development grant. As stated in October 2012 on the U.S Department of Education website about the challenges and steps ahead. “Today, we are asking much more of ourselves and much more of each other – and everyone is stepping up – parents, teachers, administrators, community leaders and of course students” said the US Secretary of Education, Mr. Duncan.

“Eye Level is dedicated to creating sound individuals, sound families and a sound society through a philosophy of human centered management. This humanistic philosophy drives the company as we create new programs and services that best meet the needs of students worldwide”, said Kang.

While much of the research must be completed and analyzed, the US government and supplemental learning organizations are committed to adapting education in hopes to increase student success, indifferent of the learning style.

Rebecca Eseonu-Chukwu
Eye Level learning Center
20789 Great Falls Plaza, Suite 102, Sterling, VA 20165
571 526 4193
www.eyelevelsterlingnorth.com

Everything Is Political… Including Your College Plan | By Luanne Lee, CCPRS

LoudounJanFeb2016HR_Page_33One of the more interesting (and overlooked) differences of the Obama vs. Romney presidential election of 2012 was related to income taxes… and Financial Aid:

  • President Obama paid income taxes of 20% on income of $3 Million.
  • Mitt Romney paid much less, 14% on income of $21 Million.

Even though he out-earned President Obama 7-to-1, Romney paid a lower tax rate than his opponent. President Obama and many Americans were angry, saying Romney didn’t pay his “fair share.” But, instead of the anger, why did we not ask how that was possible? How did Mitt pay only 14% on his income while President Obama paid 20%?

It’s a one word answer: “Specialist.”

Romney had tax and legal experts to advise him on how to legally cut his taxes, ensuring his legal and accounting bills were in the hundreds of thousands. But that “expensive” advice saved him millions. Not so expensive when you consider his return on investment, is it? I am the Specialist in my field: College Financial Planning. My advice contains specialized knowledge that, if implemented, can save you thousands, even tens of thousands of dollars. My clients typically see a return on their investment in the 5:1 range, meaning that if they invest $2,500-$5,000 they see a payoff (grants, scholarships) that multiplies their initial investment.

For example, if you are a high net worth business owner, I may point out overlooked “tax scholarship” strategies that your CPA overlooked because
they do not understand the interrelationship between the Dep’t of Ed financial aid rules and the IRS tax code. Or, if a family has saved money in the “wrong” places, and I show them why, how and where to shelter those funds, increasing eligibility by $10,000, $15,000, even $20,000, per year.

After helping your child pick the right career-major-school (in that precise order) they eliminate transfers and graduate in four years instead of the
average five or six. Not only will your student flourish, but so will your wallet. Plus, through Financial Aid negotiations with colleges, it is possible to save half a year’s salary!

What I am saying is this: College is expensive. But NOT hiring a Specialist can be even more costly.

I offer a 30 minute “Pick My Brain” College Readiness phone consultation for $75.00. Honestly, I used to offer this for free, but I found people equate
free to a “sales pitch” or nothing of value. This 30-minute phone call can easily save you thousands in mistakes, which I think is a pretty good return
on investment, don’t you? Who should jump on this offer? Any busy parent with children in eighth through eleventh grade who thinks: we make too much or too little, are we too early or too late, you have saved or you haven’t, or you may feel helpless and confused and you don’t know where to start…

That’s exactly why we should chat! Call us to schedule your “Pick My Brain” College Check-up Call today!

Your College Planning Coach, Luanne Lee
703.928.9036

P.S. We can talk about picking schools, choosing a major that will actually help your child succeed after college, scholarships, loans, grants and other
financial aid, or personal finance questions… you name it, it’s your call. The clock is ticking!

Preparing for Parent-Teacher Conference | Eye Level Learning Center

LoudounNovDec2015HighResNoBleeds_Page_35September marks the start of school for many families, and within a few short weeks or months, you will be meeting with your child’s teacher for your first parent-teacher conference of the year. One of the goals of the parent-teacher conference is to assess the strengths and weaknesses of each student and communicate to the parents the are as that need improvement. The parent-teacher conference can help establish a good relationship between you and the teacher so that the student’s progress can be seen as a team effort. It is important to determine short-term and long-term goals for the rest of the school year to keep the student on track towards success.

In order to maximize the time spent with the teacher, you can prepare for the initial meeting in the following ways:

Before the Conference:

1. Talk with your child about how things are going in school.

Discuss different aspects of the day in regards to academics and the social atmosphere. You can also ask your child some of the following questions to get a better understanding of his/her school day.

• Which subjects are difficult for your child?
• What does your child like best about school?
• Would your child like you to ask the teacher anything?
• If there could be any changes made to the classroom or structure to make it more of a comfortable learning environment, what would it be?

2. Write down any questions that you have for the teacher.

After the first month or two of school, there may be specific questions you have for the teacher. Talk with any individuals who spend time with your child whether it is a babysitter, tutor, or instructors from an after-school program. They may have more insight on your child’s academic abilities as well as questions to ask the teacher.

During the Conference:

3. With a limited amount of time, stick to the main topics. The conference revolves around one person – your child. All school rules and policies can be found in the handbook or on the school’s website. Talk specifically about the strengths and weaknesses of your child and ways that you can help him/her succeed.

4. Develop a parent-teacher relationship. The parent-teacher conference is an opportunity to get to know the teacher and develop a relationship that can help set the tone for the tone for the rest of the year. A child’s academic success is a team effort; the students need the support not only in the classroom, but at home. by establishing a good relationship with the teacher, it allows you to be able to connect with the teacher throughout the year with any comments or concerns that may arise.

5. Have a stress-free conversation. Go into the meeting with an open mind and positive outlook that both parties are there to help your child succeed. Remember that the teacher is not there to criticize your child, but to have a in-depth conversation about the student’s progress. Likewise, suggestions for the teacher can be delivered constructively, and relationship of trust can be formed.

6. Try to save time to speak with your child’s other teachers. During the day students go to other classes such as gym, art, and music. Other teachers may have additional comments and/or concerns regarding your child’s behavior in their class. If you are not able to meet with additional teachers on that day, ask the child’s main teacher if you can call to make an appointment.

After the Conference:

7. Discuss the conference with your child. Arriving home after a parent-teacher conference can be very stressful for your child. First, talk to your child about the positives, academically and socially. If there are struggles your child is encountering, discuss the ways you plan to help your child succeed. The goal is for the student to be proud of the accomplishments he/she has made thus far, and how to make an effective plan so that the rest of the year can be success!

By: Rebecca U. Eseonu-Chukwu
Eye Level learning Center
29789 Great Falls Plaza, Suite 102
Sterling,VA 20165
Phone: 571.526.4193
Website www.eyelevelsterlingnorth.com

A New Happy Home for Children | Rebecca U. Eseonu-Chukwu

LoudounWOJOSeptOct2015_Page_29I have always had the passion of working with children. As such, nine years ago when I had my first child, I started thinking hard on how I could spend some ‘mommy time” with him while enriching his personal development. Three years later our twin boys arrived. At this point, the urge to leave corporate America where I had worked for over 25 years as a certified public accountant, became intense. I started researching various educational enrichment programs for children.

My kids attended an after school Math & English enrichment program where we lived in New Jersey. The owner of the program encouraged me to look at the Eye Level Learning Center franchisee offerings. She felt it was a much better program than the program she offered. I will never forget when she told me she had been watching me for over a year with keen interest on how organized & complete our boys homework assignments were prior to them attending class. She indicated that she wanted to sell her franchisee locations to someone who loved kids – that I had met that requirement. Even though she had nine potential buyers ahead of me, she felt more comfortable transitioning ownership to me. This was a huge encouragement!

My husband & I finally decided to move back home to pursue this interest in the Northern Virginia area: Eye Level Learning Center of Sterling North opened its doors on July 1st, 2015.

Eye Level is an after-school program offering both enrichment and remediation in Math and English for children ages 3-14. Built on an educational philosophy and method where self-directed learning and critical thinking are at the core. Eye Level provides a customized learning experience that helps children develop academic skills, build confidence and establish a love of lifelong learning.

Eye Level is unique due to its underlying philosophy that instructors must first become students of their own students. Only when an educator sees the learning challenge from the child’s perspective – the Eye Level – is he or she able to set appropriate goals and tailor a program to attain them, one successful step at a time.

Eye Level was founded on the principal of fostering self-directed learning through individualized academic coaching at the pace and level needed by the child. The child is the ‘key’ to unlocking his/her full potential in the learning process.

Eye Level program offerings include:

The Math Curriculum
Eye Level Math takes the student through a continuum of study areas covering basic skills, as well as advanced concepts and applications. Each level
emphasizes critical thinking through reasoning skills such as sequencing, comparing, planning, hypothesizing, analyzing and critiquing.

The English Curriculum
Eye Level’s English curriculum takes students from the basic motor skills needed for reading and writing, through the building blocks of grammar, to the more complex concepts that allow the mastery of verbal and written communication.

The Play Math Curriculum
Eye Level Play Math is a collection of comprehensive learning materials designed to introduce mathematical concepts to preschool-aged children by providing the essential groundwork needed for learning and advancement. By incorporating exercises focused on the development of motor skills
and math creativity – including math stories, drawing, finger games and theme studies, among others – Play Math develops logical and mathematical thinking abilities and builds creativity and skills.

By: Rebecca U. Eseonu-Chukwu
Eye Level Learning Center
20789 Great Falls Plaza, Suite #102
Sterling, VA 20165
Phone: 571-526-4193
Website www.eyelevelsterlingnorth.com

Reality Check | Luanne Lee | YOUR COLLEGE PLANNING COACH

LWM_MJ15_web_Page_29Spring! The time of year we all look forward to. It’s the end of winter with warmer weather, longer days, green grass and flowers blooming. Spring is also the time of year I start getting “the phone calls.” The calls I dread each year that start out with “Hi Luanne, so-and-so said if anyone can help us you can.” These calls all start out with the same stressful tone and I’m left to deliver the unfortunate reality of college-planning-gone-wrong to a range of parental emotions that include disbelief, dismay, and ultimately anger.

Allow me to share:

My 4.2 GPA, 2080 SAT, all AP classes, son/daughter didn’t get accepted at UVA/Tech/JMU…WHY?? Or…They got accepted, but the Financial Aid Award only offers loans! Where is the aid? Where are the scholarships we expected for our bright child? Or…We only applied to state schools because the privates are SO expensive!

Reality: The competition is fierce! In the 2014/15 school year UVA received 31,021 applications, 8997 were accepted, 3706 enrolled. At Virginia Tech 20,744 applied, 15,067 were accepted, 5,474 enrolled. At James Madison 22,550 applied, 14,823 were accepted, 4,358 enrolled. Approximately 30% of enrolled students were international or out of state students.

Reality: At most state schools the largest piece of the Financial Aid pie is in Federal Loans. The only Grant Aid received is when there is financial need and that is when you have an AGI of less than $35K.

Reality: Private schools had a 47% average discount rate in 2014. Private schools offer Merit Scholarships. Private school students graduate in 4 years 62% more than state schools.

The school says since we didn’t file the FAFSA we will pay full price. We didn’t file because our guidance counselor/CPA/Financial Advisor/ work buddy/neighbor told us we make too much money to qualify so why bother.

Reality: Make sure the advice you take is coming from someone who specializes in college planning. Everyone should file the FAFSA, no matter what their income. The FAFSA is the gateway to all Financial Aid, both Need and Merit Aid.

My star athlete (soccer/lacrosse/baseball/football/track, etc.) didn’t receive any athletic scholarships!

Reality: Athletic scholarships are highly misunderstood. Most athletic scholarships are shared amongst many and nowhere near your expectations.

I have a 529 plan. Isn’t that supposed to cover everything?

Reality: Many parents confuse 529 plans and the state prepaid tuition plan. The prepaid tuition plan ONLY covers tuition and mandatory fees at a state school. Room, board, books, transportation and other fees are not covered. Plus, if a 529 plan loses 20% in stock market volatility, it can be very
underfunded. Unfortunately, I find this very common.

The ultimate heart breaker: Luanne, we have a junior and sophomore in college. We have had a job loss/medical emergency/ lost money in the market/ death of a parent or some unprepared for life event. We have continued to overfund our retirement, pay extra to our mortgage, used up our savings and have run out of resources. How can we tell our children they have to drop out?

Reality: Too often I find these parents turned down the student Stafford Subsidized loans that carry a 0% interest rate with no payments while the kids are in school because “We didn’t want our children to have college debt” The mortgage lender won’t let them access the extra equity in their mortgage because now they can’t qualify (to get their own money). They can’t/shouldn’t borrow from the 401K. They have given all of their extra money, and control, to bankers who can say NO! Life happens! Plan for the worst, look at the reality of your finances and plan strategically.  When money is tight, 2 years at Community College can save many families $40,000 or more per student on a 4 year degree. The most expensive part about college? Starting and not being able to finish!

There are plenty of other situations I have encountered, especially during this time of the year when college expenses hit home, literally. Be sure to follow the advice of a person who specializes in college planning and you can avoid many of these pitfalls in your childrens’ educations.

By Luanne Lee, CCPRS
YOUR COLLEGE PLANNING COACH
www.yourcollegeplanningcoach.com

Falling Behind Already? | LearningRX Leesburg

LWMNovDec2014small_Page_27It’s early in the school year, but for a student with attention issues, a weak memory or poor logic and reasoning skills, it doesn’t take long to see them falling behind and losing confidence in their abilities. Homework can take hours, and frustration can run high for both students and parents. When this pattern repeats itself year after year, a child’s self-image can be deeply affected and have a huge impact on their future. With report cards and parent/teacher conferences looming, it makes sense to ask the question “Can anything be done to get to the root of my child’s learning challenges?”

The answer is “Yes!” Our family found the help we needed at LearningRx. We pursued brain training as an alternative to tutoring when an education specialist suggested we look into the
programs at LearningRx. Our oldest daughter had significant learning struggles from an early age and after trying medications and therapies to no avail, we signed her up for an intensive cognitive brain training program.

My experience with weakened cognitive skills did not begin with my daughter. When I was 12 years old my father was diagnosed with Alzheimer’s disease and over the next nine years I witnessed his cognitive abilities slowly decline. Not only was his memory an issue but his processing speed and his logic and reasoning skills were deeply affected. I only wish brain training had been available to him when he was first diagnosed.

At LearningRx we provide intense one on one brain training tailored to the individual needs of our clients. Regardless of the weakness— long term/short term memory, attention,  auditory/visual processing, logic and reasoning…etc… We guarantee that our clients will experience an increase in their abilities by the completion of their program.

Read some comments of our families who have experienced life changing results…

Before LearningRx, my wife and I did everything that we knew to do in order to help our 7-year-old daughter. We thought it was just a speech delay that prevented her from expressing herself to us, but through LearningRx, we were able to discover the root problem with our daughter. As a result of their brain training, and individualized instruction sessions, we have noticed great gains in Samantha’s ability to speak freely, and express herself more clearly. All of this within just over a month of training. I am looking forward to even more gains! Might I add, that the owners Mr. and Mrs. Hollenbeck are awesome as well! That never hurts! Thank you LearningRx.
Brandon S.

My son struggled with his English SOL and did not pass at the end of the school year. After LearningRx this summer, he went right in, and breezed through the re-test.
Lynne A.

Our son, Malik, is 7 years old. He was diagnosed with autism about 2 years ago. We looked for many options to help him with his developmental delay. We finally decided to proceed with LearningRx because of the science behind it. We were very impressed with their knowledge and kindness. They care very much for Malik and his development. Malik has been with  LearningRx for about 2 months now, and just this last weekend, he looked at my coffee mug and said “Daddy, can I read what’s on your cup?”. I said “Sure sweetie.” Malik read the entire sentence; this was his first sentence. It made me so happy. The sentence says: “It is fun to have fun but you have to know how” by Dr. Seuss.
Abdul Z.

We’re in the middle of brain training at LearningRx Leesburg and can already see results in our son. He is more cooperative at home and attacks his homework assignments without having meltdowns. Everyone at LearningRx is helpful, kind and professional. We couldn’t be happier with his trainer Wendy. I’d highly recommend them to anyone with a child who has challenges at school. We know this will impact him for the rest of his life.
Lori J.

By Lian Hollenbeck, LearningRx Leesburg
www.learningrx.com/leesburg
lian.hollenbeck@learningrx.net

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